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How To Post Tradelines

 TRADELINES      PRIMARY ACCOUNT HOLDER      CREDIT REPAIR

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HOW TO POST PRIMARY TRADELINES
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AND REASSIGN ASSUMABLE DEBT PORTFOLIOS


TO BOOST A FICO CREDIT SCORE

Post Trade Lines to Individual Credit Files 

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HOW TO GET POSITIVE CREDIT POSTED
TO ANY INDIVIDUAL CREDIT FILE

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Learn the real, true and legal methods of acquiring and Posting Tradelines as well as assuming debt portfolios and resigning debt.

CONTACT US 

There are little-known secret methods to accomplish this without having reporting ability or spending a lot of money.

This is the ONLY method that works.

This eCourse shows you where to find tradelines….

Take Legal possession of the tradeline or Tradelines….

AND

How to get your or your clients as the Primary Account Holder
Then How to get the Credit Bureaus to transfer the tradeline to you or your Client.
Then get it Posted to the Credit File…
We also explain how to ensure the Tradeline is reported every month for Maximum credit enhancement.

How to Get most of this “done for you”
The three different ways to profit from your Tradelines.

We teach you the proper ways to use all of the unknown methods.

I promise you have never seen anything like this.

These are REAL Seasoned Positive Primary Tradelines!
These Tradelines are already listed with the Credit Bureaus as legitimate.

Source for Done For You: $2,500 to $10,000 FDIC Bank Tradeline (min TU 500 FICO required)
Lists of many No Credit Check Original Creditor Tradelines.
A Database where there are $Billions$ of Cash Value Tradelines that you can profit from.

Reports to All 3 Bureaus.
Boost Your credit Score in the 700s:
Used by Chase Bank, Bank of America Wells Fargo, etc. to boost scores for mortgage loans
Credit Score increases 50+ are typical, and many times 100, 150, in some cases even 200 points.

 

Get the 740+ FICO You Must Have
The Most Accurate and Complete Method to Post 
Trade Lines and
Achieve Extreme Credit Enhancement!


You’ll discover an ingenious,
Yet, simple method to keep
the credit companies from ruining
your credit rating
and the reason…

 

You’ve been led to believe that
THERE is only one way to get tradelines !

It’s the revolutionary discovery that BIG credit companies try to hide.

And it is all yours at the end of this FREE presentation.

DO NOT let anyone distract you from this vital message!

I know it may sound like bragging… even incredible at some point…
Many others thought the same until they discovered what it is all about.
Everything brought out in this short letter is backed up by tons of proof,
real witnesses and my word.

Friendly Warning:

Everything you read, watched and heard about becoming credit independent
is dust in the wind compared to what you’re going to discover today!

So simple and So powerful at the same time!

Now we are offering this information again

You will show you how this is done – and that you can become“credit independent”

And just imagine how your life will be just six months after getting a 760 Credit Score.

This is about some thing bigger and more important than money…

 

It’s About Regaining Your Freedom!

 

Now, you can send a message to the Big Credit “fat cats”… and show them that you’re no longer a victim.
And really… the road to credit independence starts with the push of a button.

There’s nothing they can do to stop you
except keeping you from knowing this.  
 
Posted and placed in your name. 
Reports To The 3 Credit Bureaus
This is the only 100% 
LEGAL AND CORRECT METHOD!
 
This professional secret information was 
known only by high level credit experts, 
credit repair specialists, attorneys 
and financial brokers!

This is Insider Information
 
Adding POSITIVE SEASONED TRADELINES 
is REAL but very few people really know how to do it.
 
 
The secret to posting trade lines that will “stick”. 

Bureaus have no problem accept these tradelines being placed on your credit file. 

They do have a problem with 5 years of excellent credit history just showing up on a file overnight

 

So if a tradeline is posted as a Debt the bureaus will not even question it. 

Longer Payment History can then be added after the tradeline posts and sticks.

Primary Tradelines, cannot be bought. At least not in the way you are thinking.

You post tradelines as a debt account first

It is simple to assume or initiate a Tradeline.
It’s impossible to get that line posted to a credit file
If you do not know the legal proceedure.

This tried and tested process involves assuming existing trade lines
and using this method to get the lines posted on your credit reports.

This is accomplished by a secret little known process.
You have this ability through the FCRA.
The Credit Bureaus will never tell you this.

This process works
These trade lines are permanent.

These trade lines post to your Credit files.

Yes, its True. Now You Can Get Tradelines –
Both Revolving and Installment
!!
 

 We’ll show you how to get them ‘Posted’  

Using a secret process they will never tell you about.

We show you how to get the Tradelines posted.  

Your costs will be pennies on the dollar for the Line 

Are You ready to stop worrying about credit score 

 

 


 

 

 

 PRIMARY USER TRADE LINES

 

Primary tradelines are accounts that belong to you. This means you are financially responsible for all debts on this account and you are the “Primary Account Holder”.

There are different types of Primary Accounts 

1. Revolving Tradelines

These types of accounts that do not end, they revolve. A credit card is the best example of a revolving tradeline, you can run up debt on it, pay it off in full or over time, and when you do, you have your entire available credit to use once again, this is what is commonly known as a revolving account or tradeline. 

2. Installment Tradelines

This type of tradeline is the kind where you make installments to pay down a balance and when you’ve made all of your payments, the account become paid and closed. Meaning that once the account is paid in full, it ends or is closed.
The best example of an installment trade line is a car finance account (buying a car and making payments).

3. Mortgage Tradelines

A mortgage trade line is basically a mortgage account on your credit report.
It is technically an installment account, but because mortgage accounts tend to be very large in dollar amount,
we decided to give them a separate category. On mortgage accounts, you typically have 360 installments and
once you are done making all of your installments or payments, the account becomes paid and closed.

Boosting your credit score with Tradelines

Adding a trade line to your credit report.
Having a high limit, low balance tradeline account posted on your credit files, by a real credit provider, can literally boost your credit score by a 100 points.

It’s quite amazing and hard to believe until you’ve seen it with your own eyes.
Credit repair companies love trade lines because they are a fast and sure way to boost your credit scores
and amaze you in the process.

Mortgage brokers and real-estate agents love them because they give their clients a quick
credit score boost which will help them qualify for better rates.

Now that you know what tradelines are…

There are many things to consider about going online and searching for trade lines for sale.

We’ll start by saying that you must be careful.
There are a lot of scammers out there who will claim that they can fix your credit and boost your
credit score using trade lines.
They claim to be able to post a primary tradeline to your credit file.  These tradelines are sure to be Authorized User lines.  This means that you are not the primary account holder.  Creditors will not approve an AU unless the AU being added has a strong provable relationship with the Primary Account Holder.   Underwriters who approve loans will require that the AU
1. Has a provable relation with the the PAH.  (e.g.  Spouse, family member, room mate, Business partner, etc.)
2. Has actually used the credt card. and
3. Has made a payment on the account.  

The easiest way to get a few Authorized User Trade Lines to appear on your credit report is to become
an authorized user on someone’s credit card account.
Parents have been helping their children start out in life with good credit by doing exactly this.
Married couples and even friends have also been known to add each other to one another’s
accounts as authorized users to help boost credit scores, and the results have always been impressive.

But then there is the question of shopping for authorized user accounts.
Many questions remain:
Are the accounts really going to help my credit report and score?
Can I trust the company?
What if the person who’s account I become an authorized user on makes a late payment, or defaults?
Do not become an AU on a persons account that you do not know. Generally Creditors will not allow aN AU unless the three requirements listed above are meet.  and Credit Bureaus will not accept AU slots without these requirements.

SEASONED PRIMARY TRADE LINES

The “seasoned” part simply implies that the account is aged or that it has an established history.
Below is a list of information that will be on your tradeline, but not every tradeline will contain every item.
Some are for specific accounts such as credit cards, loans or delinquent accounts.

Account name – It includes the name of the lender. 

Account number – This is your credit card or loan number. It is not displayed in full on your credit report because of security and privacy issues. 

Type of Account – The account is categorized into four account types: revolving, installment, open, installment, or mortgage. A revolving account is usually a credit card such as a retail card, bankcard, or gas card. If you don’t pay in full, the amount you owe “revolves” and it is added on to what you owe the following month. 

Installment loans are accounts in which you owe a fixed amount each month for a specified time frame. A vehicle loan is a good example. Open accounts require you to pay in full each month, such as the American Express green card. Mortgage has its own category even though it is also an installment loan. 

Account Owner/responsibility – There are four categories of payment responsibility: joint, authorized user, cosign and individual. 

A joint account is shared by two individuals, which are usually a husband and wife, who are both responsible for paying the account. 

An authorized user is listed on the account, but is not responsible for payment. A child is often added to their parent’s account as an authorized user.. 

A cosigner is responsible for paying the account, if the signee doesn’t pay it. 

An Individual account has one person solely responsible for payment. 

Payment status – This is the time frame in which you pay your bills now. The best status is “pay as agreed”. 

The list is as follows: Pays as agreed – 30 days late (30-59 days past due)  60 days late (60-89 days past due)  90 days late (90-119 days past due) 120 days late (120-149 days past due)  150 days late (159-179 days past due)  180 days late (180 days late and above) Repossession   Charge off   Bankruptcy   

Date opened – This is date you opened the account. 

Date reported – This is the last date a credit grantor reported this account on your credit report. 

Date of last activity – The last date there was some type activity on the account, which is usually a payment or billing.  This determines the currency of the trade line. 

Date closed – The date you or the credit grantor closed the account. 

High credit – The maximum amount you have ever charged on this credit card. 

Credit Limit – The maximum amount you can charge on the credit card. For a loan this is the original amount of the loan. 

Balance – The amount you owe. For a credit card it is the unpaid amount. For a loan it is the monthly payment. 

Terms – The monthly payment and number of months of the installment loan. 

Months reviewed – The number of months this account has been reviewed, which is how long it has been open.  If it is closed, it will be reflect the amount of time it was open.  

Date of first delinquency – The first date that you were past due or at least 30 days late on the account. 

Date of major delinquency first reported – The first date you were past due 120 days on the account. 

Historical payment status – This includes how you paid this account for the past seven years.  For the months that you didn’t “pay as agreed”, the month and the rating are listed. As you can see, tradelines are the core of the credit report. They include both current and historical payments which indicate how well you pay your bills now and in the past. 

Q & A 

Q   HOW IS THIS DELIVERED?
A.  This is delivered by instant download. 

Q   CAN I GET IT BY INSTANT DOWNLOAD?
A.   Yes,  

Q  IS THIS THE AUTHORIZED USER OR UCC1 FILING METHOD?
A.  No but We teach you how to properly do both of these methods 

Q  HOW LONG DO THE TRADES STICK?
A.  For 5– 7-10 years, because you own them, it’s legally your account. 

Q  DO THEY POST TO ALL 3 BUREAUS?
A.  Yes. But not at the same time 

Q  HOW LONG DOES IT TAKE?
A.   After you are set up with the accounts, it takes only long as a posting cycle. 

Q   IS THIS INFORMATION HARD TO UNDERSTAND?
A.   You don’t need to understand it, our associates will do it all for you.
We give you background information the history of trade lines and step-by-step
“HOW-TO” instructions including the forms that you need.
If you can read and comprehend this page, it will be simple for you. 

Q  CAN THESE ACCOUNTS BE BACK DATED?
A.  They are already backdated.
These are REAL ACCOUNTS and you will pick the ones that fits your needs. 

Q  WHERE DO THE TRADES COME FROM
A.  The originate from the original creditor.
Banks, Credit Card Issuers, Auto Dealers, Retail Stores, Mortgage Lenders etc. etc.
We show you how to access them. 

Q  DO I HAVE TO SPEND MORE MONEY WITH YOU AFTER I PURCHASE THE COURSE?
A.   Not at all.  You will have to pay to acquire the tradeline (pennies on the dollar)
and pay a low monthly fee for the line to keep posting.

Q  HAVE YOU GUYS USED THIS METHOD?
A.  Yes,  

Q  DOES YOUR COMPANY POST TRADE LINES?
A.  YES,  But on much higher amounts

Q  WHAT KIND OF TRADES CAN I POST?
A.  Primary, Revolving  and Installment

Q  DOES THIS WORK FOR BUSINESS CREDIT PROFILES ON  EXPERIAN, NEXUS LEXUS & DUNS OR JUST PERSONAL ACCOUNTS?
A.  For Business you will have to procure business tradelines and a DnB number for the business.
They work for any credit reporting agency as they all have to abide by the Fair Credit Reporting Act 

 


If you really want to boost your credit score with lines in your own name,

your best 2 methods are:

1. Opening new accounts with a high limit low balance legal business that have reporting capability with all 3 bureaus

2.  Finding real tradeline accounts that are already posted on the credit bureaus computers and then transfer responsibility of these existing accounts to your name.

This gives you a legal and honest way to get payment history with all three bureaus.

Generally this type provider will only reassign a portion of their potential capacity with the reporting bureaus.  Credit reporting bureaus such as Experian, Equifax, and Trans Union all have different guidelines, policies and requirements that businesses must follow in order to maintain their credit reporting capabilities.

Experian is by far more difficult and can take one to two years to become fully qualified to report.

Equifax and Experian is what most consumers are looking for.

Having a strong credit score with one or more credit pulling resources is important for a couple of reasons.

Lenders such as Navy Federal Credit Union, Penn Federal, And other credit unions primarily utilize only Equifax as there source for checking credit before they approve a consumer or business for credit lines and other loans.

If a person adds a primary trade line to their credit file and this tradeline posts to only your Equifax, You will have plenty of funding opportunities with just this bureau by its self.
Equifax lenders are among the easiest lenders to get approved with, especially credit unions.

Experian is the largest of the three credit reporting bureaus. Experian is generally polled by major banks such as Wells Fargo, Citi, Chase, Bank of America, USAA, and Discover to name a few. So if a consumer can acquire a trade line that calls on both of these credit-reporting bureaus they generally can qualify with numerous lenders.

INSTALLMENT VS. REVOLVING DEBT
WHICH ONE HAS A LARGER IMPACT ON YOUR CREDIT SCORE:

Installment loans do have balance-to-original loan amount ratios which effect your score.
You will save money paying off your higher rate interest installment loans,
but it won’t do much for your credit score.
Scores will improve faster by paying down your revolving credit cards.

The bottom line is REVOLVING Credit Card Lines
These revolving lines do not have to be Visa or Mastercard. 

The challenge for many is finding a provider that has a trade line that is posting timely.

When a provider has a product that is working, they generally place them very quickly.

Typically there will be a limited number available, and when word gets out and goes viral,
these go quickly.

GOOD NEWS

 

Funding For Tradeline Portfolios

Individuals and small business are often find themselves at a disadvantage:
when they look to secure funding for their tradeline portfolios purchases.

We specialize in acquiring funding for our clients who are buying Tradeline portfolios.

It’s often difficult to find loans from traditional lenders to support your debt portfolio.

We remain focused on helping you take advantage of those opportunities when they arise.

Our associates professional staff presents you with loan packages designed to let you succeed.

This allows you gain leverage that is typically available only to higher-profile buyers.

But with our commitment to helping small business grow,

We stand by ready to help you to acquire the funding you need to secure your Tradeline portfolios.

This is part of the Tradeline eCourse.  For no extra cost on your part

Thank you for visiting this website.

e-Course Cost $129

Text the word “Guides” to 530-725-4111

Want the e-Course?

Call US TODAY 888-887-4581

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